Stockminds - Trading Made Simple

Terms of Service for Stockminds

Last Updated: June 17, 2025

These Terms of Service ("Terms") govern your use of Stockminds’ Software as a Service platform (the "Service"), which provides information to improve trading/investing results and assist in making more informed decisions. By accessing or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. Service Description

The Service provides data-driven insights, tools, and information to support trading and investing decisions via a web-based platform. The Service is not financial advice, and you are responsible for your investment decisions. We aim to provide accurate, timely data but do not guarantee specific outcomes.

2. Eligibility

You may only use the Service if you:

Are at least 18 years old (19 in Canada, to align with the legal age of majority for contractual purposes).
Reside in a jurisdiction where the Service is available.
Agree to these Terms and our Privacy Policy. We reserve the right to refuse service to anyone who does not meet these criteria.

3. Account and Authentication

To access the Service, you must create an account via Auth0, providing accurate and complete information. You are responsible for:

Maintaining the confidentiality of your account credentials.
All activities under your account.
You must not share your account or allow unauthorized access.
Notifying us immediately of unauthorized access at stockminds@stockminds.world.
One account per user: You may only create and maintain one account per individual. Multiple accounts may be terminated at our discretion.

4. Payment and Subscriptions

The Service requires a paid subscription, processed monthly or annually via Stripe. Fees are non-refundable except as stated in our refund policy:

Refund Policy: No refunds are provided except if you request to cancel your subscription and we fail to process the cancellation before a charge is made, in which case the erroneous charge will be refunded within 14 days. To request a refund, contact stockminds@stockminds.world.
Payment Terms: Payments are due in advance. Failure to pay may result in account suspension or termination.
Late Payments: If payment fails, access to the Service may be suspended until payment is received.

Subscription plans, including pricing and features, are detailed at https://www.stockminds.world/subscription-plans-pricing.

5. License to Use the Service

We grant you a non-exclusive, non-transferable, revocable license to use the Service for personal or business purposes, subject to these Terms. You may not:

Share, sell, or distribute proprietary trading data, market analytics, or insights provided by the Service with third parties.
Use the Service for illegal activities, including market manipulation or insider trading.
Attempt to reverse-engineer, copy, or replicate the Service’s algorithms or data.
Misrepresent your identity or financial status to access the Service.

6. Prohibited Activities

You agree not to:

Use the Service for illegal purposes or to violate third-party rights.
Introduce malicious code (e.g., viruses) or disrupt the Service.
Share or distribute Service content without permission.
Engage in automated scraping, crawling, or data mining of trading data, analytics, or other Service content without authorization.
Attempt to gain unauthorized access to the Service, its servers, or user accounts.

7. Intellectual Property

All content, software, and data provided by the Service (e.g., market analytics, trading insights, portfolio tracking tools) are owned by Stockminds or its licensors and protected by copyright, trademark, and other laws. You are granted a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes, subject to these Terms. User-Generated Content: If you provide input data (e.g., portfolio details, trading preferences), you grant us a worldwide, royalty-free license to use, store, and process such data to deliver the Service. We do not claim ownership of your input data, and you may request its deletion per our Privacy Policy.

8. Termination

By You: You may terminate your account by managing your account through Stripe, or by contacting support at stockminds@stockminds.world.
By Us: We may suspend or terminate your account for non-payment, misuse, or violation of these Terms.
Upon termination, your access to the Service will cease, and we may delete your data per our Privacy Policy. Upon termination, no further charges will be made, but prior fees are non-refunded per Section 4.

9. Disclaimers and Limitation of Liability

The Service is provided “as is” without warranties of any kind. We do not guarantee the accuracy, completeness, or reliability of trading data or analytics. Financial Disclaimer: The Service is for informational purposes only and does not constitute financial advice, investment recommendations, or guarantees of improved trading outcomes. You are solely responsible for your trading and investment decisions and any associated risks or losses. To the maximum extent permitted by law, Stockminds is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service, limited to the fees paid in the preceding 12 months.

10. Governing Law

These Terms are governed by the laws of Ontario, Canada. Disputes will be resolved in the courts of Ontario, Canada. You agree to submit to the exclusive jurisdiction of these courts. If any provision of these Terms is unenforceable, the remaining provisions remain in effect.

11. Changes to These Terms

We may update these Terms to reflect changes in the Service or legal requirements. We will notify you of significant changes via email or in-app notifications. Your continued use constitutes acceptance of the updated Terms.